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Kaamyabi

Refund Policy

Effective date: [EFFECTIVE DATE]

1. The short version

  • 7-day money-back: full refund within 7 days of purchase if you haven't taken your first counselling session — no questions asked.
  • After sessions begin: unused counselling sessions are refunded proportionally.
  • Delivered items: completed assessments and delivered reports are non-refundable, since they are consumed on delivery.
  • Upgrades: amounts already paid are fully credited when you move to a higher plan.

2. What is refundable

Plans containing counselling or coaching sessions: before the first session, the entire plan fee is refundable within 7 days of purchase. After the first session, the refund equals the plan fee multiplied by the fraction of sessions unused, less any already-delivered non-refundable components (assessments, reports) at their listed standalone price.

Year-long programs cancelled mid-way are refunded on the same proportional basis, calculated by [months/sessions] remaining.

3. What is not refundable

  • Assessments already completed and reports already delivered.
  • Sessions attended, or sessions missed without rescheduling notice of at least [24] hours.
  • Institutional/school program fees, which follow the refund terms in the school's MoU.

4. How to request a refund

Email [YOUR EMAIL] or WhatsApp us with your name, registered phone number and payment reference. We acknowledge refund requests within [2] working days and, once approved, process the refund to your original payment method within [7–10] working days. Gateway timelines may add a few days depending on your bank.

5. Questions

Unsure whether your case qualifies? Ask first — we'd rather resolve it directly. See also our Terms of Service and Privacy Policy.